Homeowners
Replacement-cost coverage for your home and personal property, plus liability if someone is injured on your property.
- Home
- Condominium
- Townhouse
- Co-op
- Vacation & seasonal residences
Personal insurance
Protection for the life you've built.
Your home is likely your single largest investment. Emery & Webb represents the industry's best insurance carriers and has the expertise to match the right coverages to your unique needs — for your home, your cars, and everything that matters.
Get a personal lines quote online.
Complete our secure intake form for home, auto, umbrella or renters coverage — we'll shop it across 60+ carriers.
Auto
Personal auto coverage with multi-policy, claims-free and safe-driver discounts across leading carriers.
- Liability & collision
- Uninsured motorist
- Rental & towing
- Classic & collector cars
Personal Umbrella
Excess liability protection that picks up where your home and auto limits stop — worldwide and broader than you'd expect.
- Excess over home & auto
- Libel, slander & defamation
- Worldwide coverage abroad
- Defense & legal fees
High-Value Home & Valuables
Bespoke coverage for high-value homes, estates, jewelry, art, wine and collections.
- High-value homes & estates
- Jewelry & watches
- Fine art & collectibles
- Agreed-value scheduling
Watercraft & Recreational
Boats, jet skis, ATVs, motorcycles and RVs — the toys that make life worth insuring.
- Boats & yachts
- Personal watercraft
- Motorcycles
- RV & travel trailer
Renters & Landlords
Affordable renters insurance and comprehensive landlord policies for rental properties.
- Renters
- Landlord dwelling
- Loss of rental income
- Liability protection
Discounts you'll actually get
Save more by bundling and staying claim-free.
As an independent agency we place your account with the carrier offering the best blend of coverage and price — and we re-shop it as your life changes.
- Multi-policy (home + auto)
- Newer homes
- Claims-free customers
- Central station fire, water & temperature alarms
- Advance-quote discount
- Paperless & pay-in-full
- Good student & safe driver
- Loyalty & tenure
Carriers we represent
A national market, placed locally.
We combine the nation's most trusted personal lines carriers with the regional companies that know the Hudson Valley — so your home and auto go to the market that fits you best.
- Acadia Insurance Co
- AIG Private Client Group
- American Bankers Ins Co of FL / Assurant
- American Collectors Insurance Company
- American Modern Home Insurance
- American Strategic Insurance Corp (ASI)
- AON Edge Insurance Agency, Inc. — EZ Flood
- Callicoon Cooperative Insurance Company
- Central Mutual Insurance Company
- Chubb Group of Insurance Companies
- Claverack Cooperative Insurance Company
- Condon & Skelly
- Encompass Insurance Company
- Erie & Niagara Insurance Association
- Foremost Insurance Company
- Hagerty Insurance Company
- Hanover Insurance Company
- Madison Mutual Insurance Company
- Main Street America Insurance
- MetLife Auto and Home
- Mid-Hudson Co-operative Insurance
- National General Insurance Co
- Nationwide Insurance
- Neptune Flood Inc
- New York Central Mutual
- Plymouth Rock Assurance Corporation
- Preferred Mutual Insurance Company
- Privilege Underwriters Reciprocal Exchange — PURE
- Progressive Insurance Company
- RLI Insurance Company
- Safeco
- Security Mutual Insurance Co
- Selective Insurance Company
- Sterling Insurance Group
- Stillwater Insurance Group
- The Andover Companies / Merrimack Mutual / Bay State
- Travelers Insurance Company
- USLI Group
- Utica National Insurance Group
Carrier availability varies by product, state and eligibility. Listing is alphabetical and does not reflect placement volume.
Get a personal insurance quote.
Tell us what you're insuring — home, auto, boat, umbrella — and we'll come back with options from carriers competing for your business.