Business insurance

Coverage that grows with your operation.

Insurance helps keep your business stable when the unexpected happens — a fire, a theft, or an allegation of wrongdoing. As an independent agency we don't work for any one carrier, so we can build a program that actually fits how you operate.

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Commercial lines

Everything a modern business needs.

Commercial Property

Buildings, contents, business income and equipment breakdown.

General Liability

Third-party bodily injury, property damage and completed operations coverage.

Workers' Compensation

State-required employee coverage placed with competitive carriers.

Commercial Auto

Fleet, hired and non-owned auto for any size operation.

Professional Liability

E&O and professional liability for service-based businesses.

Employment Practices

Protection from wrongful-termination, harassment and discrimination claims.

Surety & Fidelity Bonds

License, contract and fidelity bonds arranged quickly.

Cyber Liability

Data breach response, cyber extortion and business interruption.

Industries we know

Deep expertise in specific verticals.

We sit on several insurance company product-development groups that help design coverages for specific classes of business. That translates into better protection and more competitive pricing for the industries we serve.

  • Not-for-profits & churches
  • Dental practices
  • Child care & private schools
  • Sporting goods retailers
  • Music products & musicians
  • Contractors & tradespeople
  • Real estate & property managers
  • Restaurants & hospitality
Carriers we represent

Standard markets, specialty markets, and everything between.

We hold appointments with national commercial carriers and the regional companies that underwrite Hudson Valley business — plus wholesale access for hard-to-place risks.

  • Acadia Insurance Co
  • AmTrust North America
  • Callicoon Cooperative Insurance Company
  • Central Mutual Insurance Company
  • Chubb Group of Insurance Companies
  • Eastern Mutual Insurance Company
  • Erie & Niagara Insurance Association
  • Great American Insurance Company
  • Greater NY Insurance Companies
  • Hanover Insurance Company
  • Hartford Insurance Company
  • Liberty Mutual Insurance
  • Madison Mutual Insurance Company
  • Main Street America Insurance
  • Merchants Insurance Group
  • Michigan Millers Mutual Insurance/Western National
  • Mid-Hudson Co-operative Insurance
  • New York Central Mutual
  • Philadelphia Insurance Companies
  • Preferred Mutual Insurance Company
  • Progressive Insurance Company
  • Security Mutual Insurance Co
  • Selective Insurance Company
  • ShelterPoint Life Insurance Company
  • Sterling Insurance Group
  • The Andover Companies / Merrimack Mutual / Bay State
  • Travelers Insurance Company
  • USLI Group
  • Utica National Insurance Group

Carrier availability varies by product, state and eligibility. Listing is alphabetical and does not reflect placement volume.

Let's review your commercial program.

A 15-minute conversation is all it takes. We'll audit your current coverage, identify gaps, and bring back options from carriers that specialize in your industry.