Built for the industries we know deeply.
Affinity programs, associations and specialty groups have specific coverage needs. For more than 45 years we've been designing property and casualty programs for associations and sponsored groups — deep understanding in a niche brings both cost savings and broader protection.

Programs your members will notice.
We sit on several insurance company product-development groups that help develop coverages to better serve certain classes of business. Your membership could benefit from being understood better.
Dentists & Dental Professional Liability
Malpractice, practice and business coverage designed around the day-to-day realities of running a dental office.
- Dental professional liability (malpractice)
- Practice property & business interruption
- Cyber & patient-data coverage
- Employment practices for dental teams
Ministries & Churches
Purpose-built property, liability and abuse-defense coverage for houses of worship, para-church ministries and religious organizations.
- Property & liability tailored to worship spaces
- Sexual misconduct / abuse defense coverage
- Pastoral counseling professional liability
- Volunteer & event protection
Music Industry
Coverage built for musicians, instrument retailers, studios, teachers and music-product manufacturers.
- Instrument & equipment worldwide coverage
- Studio & retail property
- Touring & performance liability
- Music teachers & lesson programs
Have an association that needs a better program?
Tell us about your membership. We'll design a property & casualty program that reflects the risks — and the value — of your niche.
