The Witching Hour At dusk this evening, respectable upstanding neighborhoods will be transformed into creepy, spooky avenues filled with goblins, monsters, fairies and apparently a fair number of super heroes, judging by the empty slots on the shelves at the Halloween store. My own household will be sending a fairy, a nerd, Captain America, Cat Read More…
11 Steps to a successful home fire drill
Climbing through windows I pulled in the driveway just in time to see my 6 year old niece climbing out the front window of the house. As rambunctious and energetic as she is, this was unusually daring, even for her. She jumped to the ground and barreled past me, making a bee-line for the mailbox. Read More…
National Fire Prevention Week
The power to save a life If you could save a life, If you could prevent a disaster, If you could protect children, Would you? The power to save a life is in your hands. In a very real sense. This is not an exercise in the theoretical or hypothetical. This is tangible, practical, real Read More…
Why the Shellshock computer bug is the ‘worst ever’
The Shellshock bug It’s worse than the Heartbleed bug from April. Rather than only targeting individuals, the Shellshock computer bug is targeting servers that are hosted on the internet. If the server is using the Mac OS X or Linux operating system, it is vulnerable at this time. This will include servers used by businesses, Read More…
The Insurance Nerd’s fall bucket list
Insurance Nerds We are safety conscious. And we are insurance nerds. It’s an interesting combination, to say the least. We’ve seen every “worst case scenario” actually happen to various clients over the years. It’s enough to scare you straight and make you never leave the house ever again! But we all have a job to Read More…
Be Prepared
Be Prepared for Fall Storms Complacency breeds catastrophe. At least in the world of weather disasters and insurance. While today is officially the last day of summer, it is not the last day of hurricane season. Hurricane season officially runs from June 1 – November 30. Sure, a November hurricane is unlikely and hasn’t happened Read More…
The solar storm warning and what it means for you
The Solar Storm Warning Most of us do not get Solar Storm warnings on our phones, like we do for tornadoes or flooding. In fact, it was somewhat startling to see that a Solar Storm was a part of the news headlines this morning. It’s a relatively rare event, the last one actually affecting earth Read More…
What you need to know about Underage Drinking laws
Did you know that a teenager without a driver’s license can lose the privilege of getting a learner’s permit or driver’s license if they are convicted of underage drinking? It’s true. Did you know that the Blood Alcohol Concentration limit is significantly LOWER for youth under the age of 21? The BAC for youth under Read More…
12 Words You Should Never Say When Reporting a Claim
Reporting a claim You’ve had a car accident. Your home has been vandalized. A tree fell on your garage. You’re stressed out. You may not even be sure if you’re hurt or not. You’re panicked and unsure of what to do. We’ve been conditioned to call our insurance agent or our insurance company immediately from Read More…
Why you need comprehensive coverage on your car
What is comprehensive coverage? Most of us understand the collision coverage portion of car insurance. It’s rather self-explanatory. It covers the damage to your car caused by a collision, an impact, and accident. Pretty straightforward stuff. Comprehensive coverage is the counterpart to collision. It covers damage to your vehicle caused by things OTHER THAN an Read More…
