4 things to consider regarding Renter’s Insurance for college students: Does your college student need renter’s insurance? The short answer is “probably”. If you have a Homeowner’s Insurance policy, it’s possible that it may extend to coverage to a student. But there are situations where coverage does NOT extend. It’s very important to understand Read More…
12 Words You Should Never Say When Reporting a Claim
Reporting a claim You’ve had a car accident. Your home has been vandalized. A tree fell on your garage. You’re stressed out. You may not even be sure if you’re hurt or not. You’re panicked and unsure of what to do. We’ve been conditioned to call our insurance agent or our insurance company immediately from Read More…
Why you need comprehensive coverage on your car
What is comprehensive coverage? Most of us understand the collision coverage portion of car insurance. It’s rather self-explanatory. It covers the damage to your car caused by a collision, an impact, and accident. Pretty straightforward stuff. Comprehensive coverage is the counterpart to collision. It covers damage to your vehicle caused by things OTHER THAN an Read More…
How is Market Value different from Replacement Cost?
Have you ever wondered why your home or business is insured for an amount other than its re-sale value? The amount of insurance you carry on the building itself is often different from its estimated retail value. It even fluctuates slightly with the economy. So why is the house that you bought last year for Read More…
