Do you wanna build a snowman? You’ve seen the movie Frozen. I think this is a safe assumption. At this point, you would have had to exert significant effort to avoid it. Or you would have to live under a rock. Even if you’ve haven’t watched from start to finish, I’m certain that everyone in Read More…
National Fire Prevention Week
The power to save a life If you could save a life, If you could prevent a disaster, If you could protect children, Would you? The power to save a life is in your hands. In a very real sense. This is not an exercise in the theoretical or hypothetical. This is tangible, practical, real Read More…
The Insurance Nerd’s fall bucket list
Insurance Nerds We are safety conscious. And we are insurance nerds. It’s an interesting combination, to say the least. We’ve seen every “worst case scenario” actually happen to various clients over the years. It’s enough to scare you straight and make you never leave the house ever again! But we all have a job to Read More…
Does your college student need Renter’s Insurance?
4 things to consider regarding Renter’s Insurance for college students: Does your college student need renter’s insurance? The short answer is “probably”. If you have a Homeowner’s Insurance policy, it’s possible that it may extend to coverage to a student. But there are situations where coverage does NOT extend. It’s very important to understand Read More…
Home Insurance 101
Know your Home Insurance policy Every homeowner who has a mortgage (and there’s precious few of us who don’t!) is required to carry homeowners insurance. Most of us know that this policy will pay us back if the house burns down. We know that it covers the contents inside. Most of us even know that Read More…
How is Market Value different from Replacement Cost?
Have you ever wondered why your home or business is insured for an amount other than its re-sale value? The amount of insurance you carry on the building itself is often different from its estimated retail value. It even fluctuates slightly with the economy. So why is the house that you bought last year for Read More…
Happy Halloween – from your Homeowner’s Insurance Policy
What does your Homeowner’s Insurance policy have to do with having a Happy Halloween? Quite a bit. When you turn on your lamppost and open your door to pass out candy and treats, you’re inviting more people onto your property in one night than probably cross your threshold in an entire year. How your Homeowner’s Read More…