A fire rips through your warehouse. Your inventory, tools, furniture, computers – it’s all gone or damaged. You’re devastated, but you discover your business insurance will help replace it all. Thank goodness. But wait…a property restoration company estimates your space will be repaired…in eight months. …Now what? One might argue an income loss could be more Read More…
4 Tips to avoid frozen pipes
Do you wanna build a snowman? You’ve seen the movie Frozen. I think this is a safe assumption. At this point, you would have had to exert significant effort to avoid it. Or you would have to live under a rock. Even if you’ve haven’t watched from start to finish, I’m certain that everyone in Read More…
12 Words You Should Never Say When Reporting a Claim
Reporting a claim You’ve had a car accident. Your home has been vandalized. A tree fell on your garage. You’re stressed out. You may not even be sure if you’re hurt or not. You’re panicked and unsure of what to do. We’ve been conditioned to call our insurance agent or our insurance company immediately from Read More…
How is Market Value different from Replacement Cost?
Have you ever wondered why your home or business is insured for an amount other than its re-sale value? The amount of insurance you carry on the building itself is often different from its estimated retail value. It even fluctuates slightly with the economy. So why is the house that you bought last year for Read More…
