4 Tips to avoid frozen pipes

Do you wanna build a snowman? You’ve seen the movie Frozen.  I think this is a safe assumption.  At this point, you would have had to exert significant effort to avoid it.  Or you would have to live under a rock.  Even if you’ve haven’t watched from start to finish, I’m ...

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National Fire Prevention Week

The power to save a life If you could save a life, If you could prevent a disaster, If you could protect children, Would you? The power to save a life is in your hands.  In a very real sense.  This is not an exercise in the  theoretical or hypothetical.  This is ...

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What you need to know about Underage Drinking laws

Did you know that a teenager without a driver’s license can lose the privilege of getting a learner’s permit or driver’s license if they are convicted of underage drinking?  It’s true. Did you know that the Blood Alcohol Concentration limit is ...

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Does your college student need Renter’s Insurance?

4 things to consider regarding Renter’s Insurance for college students:   Does your college student need renter’s insurance?  The short answer is “probably”.  If you have a Homeowner’s Insurance policy, it’s possible that it may extend to coverage to a ...

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12 Words You Should Never Say When Reporting a Claim

Reporting a claim You’ve had a car accident.  Your home has been vandalized.  A tree fell on your garage. You’re stressed out.  You may not even be sure if you’re hurt or not.  You’re panicked and unsure of what to do.  We’ve been ...

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Why you need comprehensive coverage on your car

What is comprehensive coverage? Most of us understand the collision coverage portion of car insurance.  It’s rather self-explanatory.  It covers the damage to your car caused by a collision, an impact, and accident.  Pretty straightforward stuff. Comprehensive ...

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