Why you need comprehensive coverage on your car

What is comprehensive coverage? Most of us understand the collision coverage portion of car insurance.  It’s rather self-explanatory.  It covers the damage to your car caused by a collision, an impact, and accident.  Pretty straightforward stuff. Comprehensive ...

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Home Insurance 101

Know your Home Insurance policy Every homeowner who has a mortgage (and there’s precious few of us who don’t!) is required to carry homeowners insurance.  Most of us know that this policy will pay us back if the house burns down.  We know that it covers the ...

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Hurricane Preparedness Week 2014, Day 2

Hurricane Preparedness week is May 25-31.  We are taking this opportunity to learn more about disaster forecasting and disaster preparation. What is Storm Surge?  It’s a term that we hear forecasters and meteorologists use frequently when discussing hurricanes and ...

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Hurricane Preparedness Week 2014, Day 1

May 25- May31 is National Hurricane Preparedness Week Although we have tremendous technology that allows us to predict and track hurricanes, the worst hurricane disasters continue to occur due to lack of understanding and lack of preparation.  We cannot control when and ...

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How is Market Value different from Replacement Cost?

Have you ever wondered why your home or business is insured for an amount other than its re-sale value?  The amount of insurance you carry on the building itself is often different from its estimated retail value.  It even fluctuates slightly with the economy.  So why ...

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Scary Statistics on Distracted Driving

 The news is full of stories now about the ramifications of texting and driving.  Most states are writing and enforcing stricter laws regarding the consequences of driving while distracted.  Many states require that phones by used “Hands Free”.  But ...

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