When you picture your home, you likely think of the cozy couch, the treasured artwork, jewelry, and the sentimental items that make it uniquely yours. But what if the unexpected happens, and these cherished possessions are damaged or stolen? That’s where renters insurance steps in as your guardian. Let’s delve into why renters insurance is Read More…
Unlocking Savings: Why Bundling Your Insurance Policies Is a Game-Changer
Insurance is a necessary component of financial security, but did you know that bundling your insurance policies with one company can be a game-changer? In this article, we’ll explore why it makes sense to consolidate your insurance needs under a single provider, addressing not only the potential cost savings but also the numerous other benefits Read More…
Smart Money Moves: Why Every Adult Needs an Umbrella Insurance Policy
When it comes to safeguarding your financial future, it’s essential to have a well-rounded insurance strategy. While most people are familiar with auto, home, and health insurance, many may not be aware of the powerful protection offered by an umbrella insurance policy. In this guide, we’ll demystify the concept of umbrella insurance and explore when Read More…
Cyber Liability – Ransomware
Ransomware is any type of malicious software that infects a computer and either prevents it from working as it should or prevents access to certain files until the user pays a ransom. Typically, the hackers behind the ransomware demand bitcoin—a type of digital currency that is difficult for police to trace. Businesses of all sizes Read More…
3 Things You Should Look For in an Insurance Agent
Many people are unsure of why they should purchase their insurance through an insurance agent versus going directly to the insurance carrier. Your insurance agent is like your “in” with the insurance companies that can identify opportunities for discounts, and act as your personal advocate in dealing with them. And it costs you nothing! The Read More…
Your Business – Property Can Be Replaced. Income? It’s Complicated.
A fire rips through your warehouse. Your inventory, tools, furniture, computers – it’s all gone or damaged. You’re devastated, but you discover your business insurance will help replace it all. Thank goodness. But wait…a property restoration company estimates your space will be repaired…in eight months. …Now what? One might argue an income loss could be more Read More…
Protect Your Business for Hurricane Season, from Maxons Restorations
Maxons Restorations shares “5 Ways to Protect Your Business for Hurricane Season”: June is the joyous start to summer but it is also the start of Hurricane Season. While it is expected to be relatively calm this year, we urge you to take the time to prepare your business and property before the storm even Read More…
What you need to know about Underage Drinking laws
Did you know that a teenager without a driver’s license can lose the privilege of getting a learner’s permit or driver’s license if they are convicted of underage drinking? It’s true. Did you know that the Blood Alcohol Concentration limit is significantly LOWER for youth under the age of 21? The BAC for youth under Read More…
Does your college student need Renter’s Insurance?
4 things to consider regarding Renter’s Insurance for college students: Does your college student need renter’s insurance? The short answer is “probably”. If you have a Homeowner’s Insurance policy, it’s possible that it may extend to coverage to a student. But there are situations where coverage does NOT extend. It’s very important to understand Read More…
12 Words You Should Never Say When Reporting a Claim
Reporting a claim You’ve had a car accident. Your home has been vandalized. A tree fell on your garage. You’re stressed out. You may not even be sure if you’re hurt or not. You’re panicked and unsure of what to do. We’ve been conditioned to call our insurance agent or our insurance company immediately from Read More…
